At Kovack Securities, our role is to provide the best resources available to help you reach your financial goals. We are continually meeting the demand for leading-edge financial services and sound investment products that are flexible and structured to meet your changing lifestyle and individual needs. Your financial advisor has access to cutting-edge products and services that will help you build and protect your wealth now and into the future. These include:

Brokerage Portfolio Accounts (BPA)

BPA accounts are centralized asset and cash management accounts designed to provide both individual and business clients with greater control over their assets. The BPA has powerful features designed to help save time, make it easy to organize financial data and help build a strong financial portfolio. They offer competitive rates of return on money fund balances and simplified record-keeping, all while maintaining financial flexibility. Master Card Gold Debit Cards and unlimited check-writing are also a feature of these accounts. Additional features include electronic access for direct deposits, withdrawals and systematic investments, and convenient borrowing of up to 50 percent of the value of the marginable securities in your account.

Online Account Access

Access your brokerage account information anytime, anywhere. Your account statement was created with you in mind. As a valued client, you deserve comprehensive, timely account information and that's just what you'll get with your account statement. Our clearing firms, National Financial Services and Pershing, provide secure, on-line, real-time access to your account using your existing web browser through either Microsoft Internet Explorer. Some of the features you will find with your account statements include:

• Money Balances
• Asset Holdings
• Cash & Stock Dividends
• Last Statement
• Recent Account Activities

Of course, you'll receive statements every quarter, as long as your account contains a cash or security balance or monthly when you have transactions during that month.

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